Women’s car insurance

Women pay less for their car insurance compared with men; this is because they are considered to be safer drivers.

  • Statistically women cause less serious accidents than men, and their claims tend to be smaller.
  • In general, women drive slower than men and over shorted distances, this is why women qualify for cheaper car insurance.
  • The biggest difference between women and men’s insurance claims is in those aged under thirty, and therefore there is a larger difference in the premiums between the sexes.
  • There is less of a difference between women and men’s insurance claims in those aged over thirty, so there is less of a difference in their insurance premiums.
  • As women cost the insurance companies less money, these savings are passed on to female drivers across the country.

Most insurance companies will offer cheaper car insurance to women, not all are female-only car insurers. Get quotes from the different companies to find which policy is best for you. Remember, your insurance premium is not only based on your gender, but on your car type, age and driving record.