Classic car insurance

Classic cars can be seen on roads all over the UK. They are often considered to be very special by their owners and there are insurance policies available to cater especially for classic cars. Older cars are usually categorised into three groups:

  • Classic cars – Cars that were manufactured before 1973, or are at least 15 years old.
  • Vintage cars – Cars that were manufactured between 1903 and 1933.
  • Veteran cars – Cars that were manufactured before 1903.

Some insurance companies offer policies for older cars, and some specialise specifically in insurance for classic cars. Get quotes from different insurance companies to find the right policy for you.

Make sure you get your classic car officially valued and get this valuation guaranteed by your insurer. If you do not agree a genuine value for your car with the insurer, you may not be paid the full amount if you make a claim. Once you have agreed on a valuation with your insurance company, they should guarantee to pay you the agreed amount if you make a claim in the event of an accident or theft.