Car insurance for senior drivers

In general, drivers aged over 50 pay less for their car insurance as they tend to cause fewer serious accidents than those aged under 50.

  • If you are aged between 50 and 70, you are considered to be the safest drivers on the road, and are therefore entitled to lower premiums on your car insurance.
  • Drivers aged over 70 are also classed as experienced drivers and receive a discount on their insurance premiums, but due to the slight increase in accidents, the over 70’s pay slightly more for their car insurance than those aged between 50 and 70.
  • Senior drivers have the most experience on the road, which is probably the main reason they have fewer accidents.
  • As older drivers cost the insurance companies less money, these savings are passed on to senior drivers across the country.
  • Many insurance companies will offer cheaper car insurance to senior drivers, some companies even specialise in policies for those aged over 50. Get quotes from different companies to find which policy is best for you. Remember, your insurance premium is not only based on your age, but on your car type, gender and driving record.