Breakdown Cover with your Car Insurance
Things such as breakdown cover, legal protection, key insurance and windscreen replacement could be included free in your car insurance, or you could get a discount on them with your car insurance provider. As car insurance is such a competitive market, you may be able to haggle with the insurer on price as well as added extras.
It is worth being aware that you may be able to get breakdown cover cheaper if you buy it seperately. When bought with car insurance you may only recieve a basic level of assistance for a higher price. It is always best to look around, and PetrolPrices.com have compared all the leading breakdown cover providers to help you find the best deal.
For more information on which car insurance providers offer breakdown cover take a look at the information below.
AdmiralAdmiral aim to reach you within 30 minutes of your brekdown, they also offer a fast service for lone women. You are offered 2 telephone messages to be passed on to friends/reletives/colleagues to let them know whats happened. They have 3 different levels of cover:
- Local Cover - Including roadside assistance, recovery to a local garage, lost & broken key insurance, alternative transport and overnight accommodation.
- National Plus Cover - All of te benefits above, plus assistance if you breakdown at home, and recovery to any destination in the UK.
- European Plus Cover - All of the above benefits plus assistance when you breakdown in Europe.
If your car is 8 years old or younger you will recieve FREE breakdown cover when you buy Asda Online car insurance. With this free cover you will receive:
- Roadside repairs,
- Assistance if you breakdown at home,
- Vehicle recovery anywhere in the UK,
- Help getting you to your destination.
If you buy your caar insurance with Churchill before the 31st Oct 09 you will recieve FREE level one breakdown cover. With level one you will be covered for the following:
- Roadside assistance,
- Local recovery,
- Message service to let others know you have broken down,
- Trailer cover,
- Journey completion assistance.
Diamond is specialist car insurance provider for women and they offer breakdown cover, which should reach you within 30 minutes of your breakdown, and they also offer a faster service for lone women.
- Local Cover - Including roadside assistance, recovery to a local garage, lost & broken key insurance, alternative transport and overnight accommodation.
- National Plus Cover - All of te benefits above, plus assistance if you breakdown at home, and recovery to any destination in the UK.
- European Plus Cover - All of the above benefits plus assistance when you breakdown in Europe.
When you buy Direct Line car insurance you will receive up to 25% off breakdown cover. That means you can receive breakdown cover from £23. It is provided by GreenFlag and you can choose from their 5 options. It may be cheaper to get the breakdown cover direct from Greenflag.
- Rescue - roadside assistance, recovery to a local garage
- Rescue Plus - roadside assistance, recovery to a local garage, assistance if you breakdown at home.
- Recovery - roadside assistance, recovery to anywhere in the UK.
- Recovery Plus - roadside assistance, recovery to anywhere in the UK, assistance if you breakdown at home, onward travel costs, such as a hire car or alternative trasport or overnight accommodation.
- Euro Plus - roadside assistance, recovery to anywhere in the UK, assistance if you breakdown at home, onward travel costs, such as a hire car or alternative trasport or overnight accommodation. Plus all this in Europe.
When you buy your car insurance with Diva you can get breakdown cover as an optional extra. They have five different levels of breakdown cover, all ranging in price:
- Local Recovery - £38 - roadside assistance, local recovery and a message service.
- UK Recovery - £62 - all the above, plus uk nationwide recovery and an emergency driver.
- UK & Home Recovery - £82 - all of the above plus assistance if you breakdown at home.
- UK & European Recovery - £92 - roadside assistance, recovery to anywhere in the UK, onward travel including hire car and B & B costs in Europe aswell.
- UK & Home & European Recovery - £110 - all of the above, plus home recovery.
When you buy car insurance with Esure you can choose from other products such as breakdown cover. They have 3 different breakdown cover levels, all provided by GreenFlag.
- Roadside - Includes roadside assistance and recovery to a local garage.
- Home - roadside assistance, recovery to a local garage, assistance when you breakdown at home.
- Recovery - roadside assistance, recovery to any UK destination, onward travel costs such as a hire car, b&b costs or alternative travel.
When you buy car insurance with Elephant.co.uk you can get breakdown cover as an extra added to your cover. They have three different levels of cover to choose from.
- Local Cover - Including roadside assistance, recovery to a local garage, lost & broken key insurance, alternative transport and overnight accommodation.
- National Plus Cover - All of te benefits above, plus assistance if you breakdown at home, and recovery to any destination in the UK.
- European Plus Cover - All of the above benefits plus assistance when you breakdown in Europe.
Additions such as RAC breakdown cover are available when you buy Insure car insurance.
Kwik FitKwik Fit offer two different levels of breakdown cover when you buy car insurance with them.
- Kwik assist roadside - roadside assistance, recovery to a local garage
- Kwik assist recovery - roadside assistance, recovery to any destination within the UK.
When you purchase car insurance with Lloyds TSB you will receive discounted breakdown cover from GreenFlag. There are 5 levels of cover to choose from.
M & SWhen you buy M & S car insurance you can choose to buy RAC UK and European breakdown cover which covers you in any car with your policy.
More ThanWhen you buy More Th>n car insurance you can also get 20% off their breakdown cover. They have four different levels of cover, ranging from roadside assistance, to recovery to any destination, and then European breakdown cover.
Post OfficeThe Post Office offer extras which you can add to your Post Office car insurance policy.
- Breakdown cover includes homestart, roadside assistance, recovery to your destination, onward travel costs, replacement car and a message service.
When you purchase SAGA car insurance you can get discounted SAGA breakdown cover aswell. They have 5 different levels to choose from:
- Essential - includes roadside assistance, and recovery to a local garage.
- Home Call - assistance if you breakdown at home or at the roadside and recovery to a local garage.
- National Recovery - roadside assistance, recovery to your home or garage anywhere in the UK.
- Comprehensive - roadside assistance, assistance if you breakdown at home, nationwide recovery, a hire car or overnight accommodation.
- Premier - All of the above plus cover in Europe, with recovery to the UK, and holiday departure cover.
If you purchase your car insurance with Sainsburys then you can also purchase breakdown for an extra premium.
Sheilas WheelsIf you purchase your car insurance with Sheilas Wheels then you have an option to also purchase GreenFlag breakdown cover.
SwintonWith Swinton car insurance you can purchase breakdown cover from AXA Assistance from £38. There are five levels to choose from.
- Local Recovery - £38 - roadside assistance, local recovery and a message service.
- UK Recovery - £62 - all the above, plus uk nationwide recovery and an emergency driver.
- UK & Home Recovery - £82 - all of the above plus assistance if you breakdown at home.
- UK & European Recovery - £92 - roadside assistance, recovery to anywhere in the UK, onward travel including hire car and B & B costs in Europe aswell.
- UK & Home & European Recovery - £110 - all of the above, plus home recovery.
When you purchase Virgin Money car insurance you can choose to get breakdown cover from GreenFlag for £69.30. The breakdown cover includes:
- Roadside assistance, recovery to your destination, assistance if you breakdown at home, choice of a hire car or alternative transport.




