Journey to work most risky for motorists

According to insurance firm Swinton, the most dangerous time to drive your car is on the way to work. The news comes after Swinton carried out research into the most common times of the day that drivers were involved in accidents. It polled 1,200 drivers in total, and the drive to work turned out to be the most risky period.

A massive 60% of the respondents confirmed that they had been involved in minor accidents with another vehicle whilst on their way to work.

Although the drive to work was revealed as the most dangerous time, it wasn’t the only period of the day highlighted. In addition, 9% of drivers said that they had been involved in accidents with other vehicles whilst dropping the kids off at school.

Parking accidents were also highlighted, with 8% of respondents saying they had damaged their vehicles in multi-storey car parks, and 20% doing the same in supermarket parking areas.

The real purpose of all this research was to remind drivers of the need to take out insurance for when the worst comes to the worst. However, the insurance development manager at Swinton, Steve Chelton, also suggested that for minor accidents, claiming on your insurance may not always be the wisest course of action.

He suggested that because claims “can also have a big impact on no-claims bonuses”, it could be a better idea for drivers to pay for minor repairs out of their own pockets as this could allow them actually to save money in the future.

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