'Fronting' could void car insurance
1 commentWe all know how expensive car insurance can be, especially if you are under the age of 25 and a male. Unfortunately, it is all too easy to give in to the temptation of trying anything to reduce the cost of insurance. However, in doing so you could be placing your entire insurance policy under threat.
One increasingly common way of lowering car insurance costs is by fronting. This refers to the practice of naming a secondary driver as the main driver on a policy. Parents commonly do this for their children, naming themselves as the main driver so that their children, who are probably under the age of 25, do not have to pay extortionate insurance rates.
Research carried out by comparethemarket.com found that approximately 25% of UK residents have used fronting at some point. Although you are not officially breaking the law by carrying out this practice, your insurance policy may become void if you are caught. This will leave the driver uninsured, which will subsequently leave you breaking the law. However, the worrying fact is that approximately 30% of those questioned were aware that they were risking their claims. Furthermore, one in ten respondents aged between 18 and 24 stated that they would not be put off fronting just because they ran the risk of being caught.
An expert in insurance at comparethemarket.com, Jeremy Moll, has released a statement following the publication of the worrying research. Moll believes that culprits of the practice are usually young drivers who have recently passed their driving test and are desperate to save some cash. He was quick to point out the long-term dangers of fronting, with a court appearance and ban from driving proving to be the worst-case outcomes.
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Nice Post A+++
